A Detailed Review of Kotak Corporate Platinum Credit Card

Bio

Shreyansh Singh, an IIT Kanpur alumnus, has eight years of experience in the finance industry. He has spent 5 years at American Express developing mid to long-term strategies for multiple markets including US, Europe and India. Shreyansh currently leads Growth and Strategy initiatives at Pice.

29 Dec 25
3 mins

Shreyansh Singh

08 Mins
29-12-25

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Table of Contents

Key Privileges of the Kotak Corporate Platinum Credit Card
Fees and Charges of the Kotak Corporate Platinum Card
Who Should Opt for the Kotak Corporate Platinum Credit Card?

Key Takeaways:

Designed for businesses to manage and track employee expenses.
Comes with no joining fees.
Universally accepted at over 10 million merchants internationally.

The Kotak Corporate Platinum Credit Card is designed to make business spending smarter and more transparent. It rewards every transaction while giving companies clear visibility into employee expenses. Read on to find out what it entails.

Key Privileges of the Kotak Corporate Platinum Credit Card

Here is a list of some Corporate Platinum Credit Card benefits you can get:

Fuel Surcharge Waiver: Applicable on transactions between ₹500 and ₹3,000. The maximum fuel surcharge waiver allowed in a calendar year is ₹3,500.
Railway Surcharge Waiver: Get a railway surcharge waiver for transactions made on the IRCTC website and Indian Railways Booking Counters. The maximum railway surcharge that you get in a year is ₹500.
Airport Lounge Access: Get 2 airport lounge accesses per calendar quarter (for primary cardholders only).
Universal Acceptability: Accepted at over 10 million merchants across the globe.

Fees and Charges of the Kotak Corporate Platinum Card

Charges	Amount
Joining Fees	NIL
Annual Fees	₹999
Interest Charges on Outstanding Balances	3.30% (Yearly 39.6%)
Foreign Currency Markup Fee	3.5%
Fee for Cash Payment at Bank	₹100
Cheque Bounce Charges	₹500

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Who Should Opt for the Kotak Corporate Platinum Credit Card?

The Kotak Corporate Platinum card is ideal for companies and helps them track employee spending patterns.
This credit card grants attractive benefits for corporate workers who frequently travel.
Corporations get the autonomy to assign credit limits to each of their employees.

Are you having problems managing your credit card bill payments? Download the Pice App for a seamless and hassle-free credit card bill payment process.

Footnote: The Kotak Corporate Platinum credit card gets temporarily blocked if there is no usage for a consistent period of 150 days or more from the date of issuance.

FAQs

What is the interest-free period of the Kotak Corporate Platinum credit card?

The Kotak Corporate Platinum credit card has an interest-free period of 48 days from the start of the billing cycle.

What is the period for resolving billing disputes for the Kotak Corporate Platinum credit card?

In any event that a cardholder disagrees with changes indicated in the statement, it should be communicated in writing to the correspondence address of Kotak Mahindra Bank within a period of 60 days from receipt of the statement generation.

Can I use the Kotak Corporate Platinum credit card for personal expenses?

The Kotak Corporate Platinum credit card is for corporate use and should be used mainly for corporate-related expenses only. However, it is at the sole discretion of the company/business to let an employee use the card for personal expenditures.